INSURANCE SERVICES
Ensures financial security for your family by providing a lump sum amount in case of the policyholder’s demise.
Covers financial losses due to accidents, theft, or damage to your vehicle and third-party liabilities.
Provides coverage for medical expenses, hospitalization, and treatments to protect against high healthcare costs.
•End-to-End Claims Assistance: We stand by you from policy purchase to final settlement.
•Comprehensive Coverage: A single destination for all your Life, Health, and Auto insurance needs.
•Client-First Approach: Personalized financial planning with zero hidden terms or pressure.
•Trusted Expertise: Professional guidance to help you navigate complex insurance options easily.
Transparent pricing with no surprise charges.
Professional advice to help you choose the right plan.
They helped me choose the right coverage for my needs and have been incredibly responsive whenever I had questions or needed assistance. I highly recommend them to anyone looking for reliable and friendly insurance service.
Customer
The customer service from one stop insurance is outstanding. They are always available to answer my questions and provide helpful advice. It's clear that they genuinely care about their clients and are committed to providing top-notch service.
Customer
After a minor accident, I was worried about the claims process. However, one stop insurance made everything so easy and stress-free. Their team handled my claim quickly and efficiently, and I received my settlement without any hassles.
Answer: Buying online might look cheaper, but insurance is complex. When you buy through One Stop Insurance, you get a dedicated partner for life. Most importantly, during a claim, you don’t have to fight with a call center—we handle the paperwork and follow-up for you to ensure your family gets the money when they need it most.
Answer: Don’t worry, most policies have a “Grace Period” (usually 15-30 days) where you are still covered. However, if you miss that too, the policy might lapse. Contact us immediately at +91 89208 15497, and we will help you revive your policy so you don’t lose your benefits.
Answer: Yes! Life insurance premiums are eligible for tax deductions under Section 80C, and Health insurance premiums under Section 80D of the Income Tax Act. We can help structure your portfolio to maximize your tax savings.
Answer: For Life Insurance (LIC), death claims are usually settled within 15 days if all documents are in order. For Health Insurance (Cashless), approval usually takes 2-4 hours at the hospital. We personally track your file to speed this up.
Answer: It depends on your goal. Term Insurance is pure protection (high cover, low cost) to secure your family’s future. Endowment Plans (like LIC Jeevan Anand) offer protection plus savings returns. We recommend a mix of both for a balanced portfolio.
Answer: Absolutely. Corporate insurance stops the day you leave your job or retire. A personal policy ensures you are covered continuously for life. Also, corporate covers are often small (₹3-5 Lakhs); a personal “Super Top-up” from Care Health can increase your cover to ₹1 Crore at a very low cost.
Answer: In a normal claim, you have to pay for the “depreciation” (wear and tear) of parts like plastic and glass. With Zero Dep cover, the insurance company pays 100% of the parts cost. We highly recommend this for all cars up to 5-7 years old to save you thousands during repairs.
Answer: Yes, you can. However, there is usually a “waiting period” (typically 2-4 years) before those specific conditions are covered. As your advisor, I will help you choose a plan with the shortest waiting period so you are protected sooner.
Answer: Yes! Once your traditional LIC policy (Endowment or Money Back) completes 3 years, you can take a loan against it at a very low interest rate. It is a great way to get emergency funds without breaking your policy or losing your life cover.
Answer: The process is 100% digital.
Life/Health: PAN Card, Aadhar Card, and a Cancelled Cheque.
Vehicle: Just your RC (Registration Certificate) and Previous Policy copy. Send these to us on WhatsApp, and we can issue your policy instantly.
Nikhil Kumar
Customer